Self-study
In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. ███████ ████████ ████ ██ ███ ████████ ███ ███ ████ ████████ ████████ ████ ██ █████████ ████ ██ █████ █████████████ ███ █████ ████████ ██████ ████ ████████ ████ ███ █████████ ████ █████ █ ██████ ███████ █████ ████ █ ████████ ██████ ██ █████ ████████ ██ █ ██████ █████████ ██ ██████████ ██ ███ ██████ ██ █████ ████ ██████ ███████
Summarize Argument
The author concludes that car insurance premiums should increase as one drives more frequently. As support, she says that the chance of being involved in an accident increases in proportion to the number of times they drive.
Notable Assumptions
The author assumes that people who drive more frequently drive with a comparable amount of skill or safety to those who drive less frequently.
17.
Which one of the following, ██ █████ ████ ██████████ ███ █████████
a
People who drive ████████████ ███ ████ ██████ ██ ██ ████████ ██ █████████ ████ █████ ██ █████ █████ ████ ██ ███████ ██████████
The location of accidents (whether they occur on small roads or on highways) is not relevant to the argument. The argument does not distinguish between different types of accidents; the argument is about accidents generally.
b
People who drive ████████████ ███ ████ ██████ ██ ██████ █████ ███ ████ ███████ ████ ███ ██████ ███ █████ ███████████
(B) tells us that those who drive infrequently drive less safely than those who drive frequently. This means that the claim that those who drive more frequently should have higher premiums has less support.
c
People who drive ████████████ ███ ████ ██████ ██ ███████ █████ █████ ██████ ████ ███ ██████ ███ █████ ███████████
This gives us a reason to believe that people who drive infrequently may be safer drivers than those who drive frequently. This does not weaken the argument (and may marginally strengthen it).
Directionally wrong
Directionally wrong
Answers that, if they have any effect, do the opposite of what we want (weaken when we're trying to strengthen, or strengthen when we're trying to weaken).
d
People who drive ██████████ ███ ████ ██████ ██ ████ █████████████ █████ ██ ███ ██████ ██ █ ████ ████ ███ ██████ ███ █████ █████████████
We have no information that compares the safety of longer trips with that of shorter trips, so this is outside the scope of the argument.
e
People who drive ██████████ ███ ████ ██████ ██ ██████ ██████████ █████ ███████ ████ ███ ██████ ███ █████ █████████████
Distracted driving poses a risk, so (E) gives a reason why frequent drivers may drive less safely than infrequent drivers, so this marginally strengthens the argument.
Directionally wrong
Directionally wrong
Answers that, if they have any effect, do the opposite of what we want (weaken when we're trying to strengthen, or strengthen when we're trying to weaken).