Bryce,

You and I are in a similar situation. I scored 145 but my GPA is lower than yours. I am also in the finance world (commercial lending) and it can be extremely time consuming. I was aiming just like you at trying to get in fall of 2020. Give yourself more time and get that score up as much as possible. Not only is it beneficial to wait in terms of school choice but also scholarships. I know it sucks having to wait...trust me... im 32, married and with a child, I should have started this journey years ago but I don't have a time machine so planning this journey logically is the only choice.

I wish you the best.

Cheers!