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nbeltre1229
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nbeltre1229
Monday, Feb 24 2020

Me! I was thinking about taking the test in November. Are you still in the core curriculum phase?

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nbeltre1229
Thursday, Sep 21 2017

@ said:

https://www.daveramsey.com/askdave/college/law-school-without-debt

https://www.daveramsey.com/askdave/career/9099

This doesn't really answer my question; but thanks for the links I guess.

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nbeltre1229
Thursday, Sep 21 2017

@ said:

@ said:

I'm currently paying off my student loans using the Dave Ramsey plan. I work two jobs and study for the lsat so it's a bit stressful. I am scheduled to have my student loans paid off by next summer. Then I'm going to continue working for two years and save up for law school. I'm trying for $50,000 in my savings. A merit scholarship and my savings should cover most of tuition since I am trying to go to a state law school. Tuition is about $27,000 a year. My boyfriend of two years also just landed a really good job so we're planning on cash flowing whatever is left through him. If it somehow doesn't work out, then I guess I'll take out loans but I feel pretty good about my plan. I'll be going to law school at 26, but Obama went to law school when he was 27, so I guess I'll be okay. :)

How cool to meet DR fans. I am also paying my loans on the plan (on BS2). You have a great plan.

Thanks @! I love meeting DR fans as well. My dad constantly jokes that I've joined a cult and he gets a little frustrated that I've postponed law school for four years after undergrad, but I think it will be so worth it to be debt free during the entire time if possible. I wish you luck on BS 2!! It's quite the process, huh? Haha.

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nbeltre1229
Thursday, Sep 21 2017

@ said:

@ said:

I'm currently paying off my student loans using the Dave Ramsey plan. I work two jobs and study for the lsat so it's a bit stressful. I am scheduled to have my student loans paid off by next summer. Then I'm going to continue working for two years and save up for law school. I'm trying for $50,000 in my savings. A merit scholarship and my savings should cover most of tuition since I am trying to go to a state law school. Tuition is about $27,000 a year. My boyfriend of two years also just landed a really good job so we're planning on cash flowing whatever is left through him. If it somehow doesn't work out, then I guess I'll take out loans but I feel pretty good about my plan. I'll be going to law school at 26, but Obama went to law school when he was 27, so I guess I'll be okay. :)

We did Dave Ramsey to pay off all our debt last year ... it wasn't fun but it was worth it! All we have left is that annoying student loan payment lol.

I'm glad to know it works! My feeling is why work so hard to pay off this debt to go back into a worse amount of debt? It just frustrates me when I think about it. I mean if I have to take out a small amount of loans, then I guess I'll do it, but I'm not about to take 100k in loans. I know some people who have done that, and that doesn't look fun to deal with... AT ALL. Much luck to you!!

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Thursday, Sep 21 2017

nbeltre1229

Pause Studying for Debt Reduction?

Hi 7sagers! So I'm at a crossroads at the moment. I'm planning on attending law school in Fall 2020 when I'm 26, but I'm studying for the LSAT now and I've taken the most recent June test. I was planning on retaking the test for February 2018 and I've been using 7Sage for the past two months (which is AWESOME btw). I'm also aggressively paying off my student loans right now so I work two jobs. These loans are scheduled to be paid off in August 2018 as of now. I owe less than $18,000 and I started off at $25,311, so it's been working out pretty well.

My question is do you think it would be best if I paused my studying for the LSAT and take the November 2018 test instead so I can focus on paying down these loans faster by taking on a third job. With a third stream of income making at least an extra $100 a week, I think I can make it so I pay off my loans by May 2018. From there, I would study for the LSAT for six more months and take the test in November.

My reasoning behind this is working two jobs and trying to put my all in studying for this test is really tough. My second job is in catering so I often work 12-14 hours on Saturday and by Sunday, I don't want to move let alone study for several hours. Both of my current goals require time and by splitting this time between both of them, I don't feel as if I am optimizing my score as much as I know I can if I have the time to study. Another benefit of working in catering is that I can switch to on call hours where I basically am not scheduled to work unless the company really needs me so I can do that a couple of months before the test. This would allow me to dedicate my Saturdays to the LSAT once I paid off my student loans. Also since I won't be applying to law school until Fall 2019, taking the test in November 2018 wouldn't be too close to the application deadlines.

So what are your thoughts? Do you think this is a solid plan or do you feel like there is any pitfalls that I haven't taken into consideration? Thanks so much for your help!!

fyi: Before 7sage, I got a 153 on the LSAT. However, I have gone through the Logical Reasoning section of CC and my understanding has gotten so much better. I am aiming for a 160, but with a lot of hard work, this course, and blind review, I can surpass that. Thanks again!

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nbeltre1229
Tuesday, Jan 19 2021

Hey! Can I also get the Quizlet link? Ellen Cassidy is brilliant. I’m on chapter 9 of her book and it’s been so helpful.

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nbeltre1229
Saturday, Aug 12 2017

I'm currently paying off my student loans using the Dave Ramsey plan. I work two jobs and study for the lsat so it's a bit stressful. I am scheduled to have my student loans paid off by next summer. Then I'm going to continue working for two years and save up for law school. I'm trying for $50,000 in my savings. A merit scholarship and my savings should cover most of tuition since I am trying to go to a state law school. Tuition is about $27,000 a year. My boyfriend of two years also just landed a really good job so we're planning on cash flowing whatever is left through him. If it somehow doesn't work out, then I guess I'll take out loans but I feel pretty good about my plan. I'll be going to law school at 26, but Obama went to law school when he was 27, so I guess I'll be okay. :)

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nbeltre1229
Friday, Jul 07 2017

I am very interested in improving my RC and LR scores. This is so awesome!

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nbeltre1229
Monday, Mar 01 2021

Interested! Also studying for the June/August LSATs

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