At first, I chose B instead of D. I thought D was questioning their credibility and I didn't pick up on that in the passage and chose B, because I understood it to mean that it would be more risky to not believe the people who have more to lose. But then I realized, that it's not risky to the reader necessarily what the forecast states, so that can't be right. It never said their would be consequences for the person reading it if they listened to the wrong expert just that the experts were facing various levels of risk. Also, questioning whether you should trust someone based on who has more skin in the game is questioning their reliability of the person that takes less risk, so I can see why D is right and B is wrong now.

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