... 35, and then save $3,000 a year for 30 ... 30 I could have $150,000(3 yrs saving $50,000 ... age 65 I would have $150,000 × 1.07^35 ... clear. If I have $150,000 more in debt at ... of just how valuable $150,000 is at the very ... from and one is $150,000 cheaper that means a ...