People with serious financial problems are so worried about money that they cannot be happy. █████ ██████ █████ ████████ █████ ██ ██████████████ ████████ ████████████████████ ██ █████ ████ ██ █████ █████████ ████████ ███ ██████ ███ ████ ███ █████ ██████ ████ ██ ██████
The stimulus gives us a few related claims about serious financial problems and happiness.
Claim 1: People with serious financial problems are so worried about money that they cannot be happy.
Claim 2: Their misery makes everyone close to them unhappy as well.
Claim 3: Only if their financial problems are solved can they and those around them be happy.
Claims 1 and 2 are pretty straightforward. If you have serious financial problems, you're unhappy, and the people around you are unhappy too. Here's what those claims look like in diagram form:
serious financial problems → not happy
serious financial problems → people close to you not happy
Claim 3 requires more care. The phrase "only if" introduces a necessary condition. The claim says that solving the financial problems is necessary for happiness, not that it's sufficient. In other words, you can't be happy unless the problems are solved. But solving the problems doesn't guarantee you'll be happy. Maybe you solve your financial problems but then something else makes you miserable.
happy → financial problems are solved
Notice that Claim 3 doesn't really give us new information beyond what Claims 1 and 2 already established. Claims 1 and 2 told us that serious financial problems guarantee unhappiness.
Since this is a Must Be True question, the correct answer must be guaranteed by the statements in the stimulus. We should be careful not to pick an answer that goes beyond what the stimulus actually proves. In particular, watch out for answers that treat a necessary condition as though it were sufficient. The stimulus tells us what's required for happiness, but it doesn't tell us what guarantees happiness.
Analysis by Kevin_Lin
Which one of the following ██████████ ███ ██ ████████ ████████ ████ ███ ████████
Only serious problems ████ ██████ ████████
People who solve █████ ███████ █████████ ████████ ████ ██ ██████
People who do ███ ████ ███████ █████████ ████████ ████ ██ ██████
If people are ████████ ████ ████ ███████ █████████ █████████
If people are ██████ ████ ██ ███ ████ ███████ █████████ █████████