if u are having trouble with this question type i highly recommend reading the PowerScore Logical Reasoning Bible. it explains a mechanistic approach for solving these questions that works without fail when applied correctly. basically u just figure out what concept is either applied in the premise but not conclusion or vice versa, and the right answer MUST include that concept. e.g. in this question, money is applied in the premise but not the conclusion. so the right answer must somehow link money into the conclusion. what is applied in the conclusion but not the premise? happiness. so the right answer must bridge money and happiness. health is applied in both the premise and conclusion, so it won't be in the right answer.