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Hi! I've been in your shoes before, and I know exactly how you feel. My best piece of advice is don't let anyone pressure you into taking the LSAT when you feel you are not ready. This test is hard enough, putting more pressure on yourself to pass because of external pressure will not help you get a better score. Also, this exam is too expensive to be forced to take. It's better to get to the score you want by practicing as much as possible instead of wasting $200 every few months. You can always defer your exam date, talk to LSAC about it. You only get a certain amount of times to take the test, its better to wait until you're ready than to waste those limited test scores. The LSAT is a marathon, not a sprint. Putting in the time until you're ready wins the race :)
Our situation isn't the exact same as yours, but my husband got lots of grant money when he was finishing up his under grad after we got married. It took into account our finances from 2 years prior (which at the time was 2017 and we were not married/very broke college students). It also only took into account our finances of 2017, even though both of us were being supported by our parents income at the time. I'm not sure how FAFSA works with a graduate degree, but getting married ended up covering the entire last year of my husband's degree! But definitely talk to an admissions counselor, who will have more insight on the graduate side of FAFSA :)