Look at it like this. If you don't apply you won't get a chance to see the offers or non offers that are out there. with all the fee waivers it doesn't hurt to apply after January test.

lets do it!! memphman2004@memphman2004950.com

I am in GA. I can setup a Zoom conference to study. memphman2004@rachelhearts11498278.com. Email me if you would like to start this weekend

I will organize it. I am in GA. I can setup a Zoom conference to study. memphman2004@aghobadian98227.com. Email me if you would like to start this weekend

I am in GA. I can setup a Zoom conference to study. memphman2004@sho242569.com. Email me if you would like to start this weekend