Just out of necessity, I would switch to get certified financial planner to make sure money not embezzled and then hire one of you to protect my interests:)
Probably. There's something about being at a university surrounded by academics who engage in discussions about ideas and current events. Sitting at home would get boring.
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*Update* I guess this has already been taken care of.
With the remaining $3 I'd buy a couple of tacos from Taco Bell.