@nicole.hopkins I was eagerly waiting your response, thanks for not letting me down. Should I also suggest reading Road to Serfdom and Free to Choose? (which, yes, I did read lol)
That all depends on where your numbers fall... Double tapped below both 25ths or above both 75ths that is true... Most everyone else will be waiting until January or later.
Don't know if there's a right answer to this but for what its worth I will be waiting it out. Will make that call for December after I see my official score.