PrepTest 159 - Section 2 - Passage 2 - Question 13

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The following two passages were adapted from articles published in 2005 and 2002, respectively.

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Two efforts to provide loans to poor people · State-run banks (unsuccessful), uncollateralized loans (more successful)

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Details about uncollateralized loan program · Reliance on group monitoring

This program worked and has spread around the world.

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Details about SafeSave · Helps poor people save money

Passage Style

13.

Which one of the following ████ ██████████ █████████ ███ ████ █████ ██ ███████ ██

Question Type

Main point

This is a Main Point question for Passage A. What's the central point the author of Passage A wants us to take away? The passage tells us about two microfinance organizations that help the rural poor. The main point should capture the idea that microfinance organizations have been successful in providing services to the rural poor.

Microfinance organizations like ███████ ████ ███ ██ ███████ ███████ ████ ██████ ██ █████ ██████████ ███ █████████ █████ ██ █████ ████████ █████

Not supported, so it can't be the main point. Passage A never suggests microfinance organizations are "in decline."

Bangladesh's Grameen Bank █████████ ██ ██████████ ████████ █████ ████ ███ ████ ████████ ██ █████████ ████████ █████████ ██████ ███ ██████

This isn't the best answer, because it doesn't capture the author's point in the last paragraph. Contrast (B) with (E), which captures both Grameen's success and the point that poor rural people also have a need for savings accounts.

13%

If Grameen Bank ████ ███ █████ ██ █████ ██████████ ███████ ████████ ██ ███ ██████████ ██ ████ ██████ ██ ██████████ ██ █████████ ████████ █████████ ███ ██████ ███ █████ ███████████ ██ ███████████ ████

The author of Passage A doesn't suggest that Grameen Bank might be "supplanted" by other service providers. Although the author does provide evidence that Grameen would be more successful by expanding its products, this doesn't imply that there's a threat Grameen would be replaced or overtaken by a more successful company if it does not expand its products.

Nongovernmental organizations such ██ ███████ ████ ████ ████ █ ███ ██████ ███ ██ █████████ ██████ ██ █████████████ ████ ██████ ████ ██████████████ █████ █████

Although the author agrees with (D), the overall point isn't to show the relative level of success between private and government-run banks. The passage focuses instead on telling us about certain private banks' approaches and what makes them successful.

19%

Microfinance organizations like ███████ ████ ████ █████████ ██ ███████ ████ ██ ███████ █████ ██ ████ ██████ ███ ███ █████ █████ █████████ ██████ █████ ██ ████████ ██████████ █████████

This is the best answer. The author of Passage A shows how Grameen has been successful in paragraphs 1 and 2, and provides evidence that Grameen could be more successful by offering savings accounts in paragraph 3.

61%

PrepTest 159 - Section 2 - Passage 2 - Question 13

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