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I mapped out the stimulus
X → A
Y → B
B→/A
When I was reading the answer choices, I immediately interpreted the subject as (X or Y) and (A or B). If there wasn't enough subjects or conditional chains then I marked it as wrong.
a.) Mentally associated animals species with narrow diets with X and will have more difficultly with A. Then I stopped because there was a no new subject.
X → A
Y →/A
b.) The answer choice is the right one because it has the correct number of subjects and conditional chains.
X →A
Y→B
B→/A
I agree, been stumped on this question for a bit. The gap between the premise and conclusion is that money exists even if there is a universal loss of belief and money does not disappear (negation of the conditional). Answer choice A addresses the gap that money would continue to exist even if there was a universal loss of belief.
Interested!!