LSAT 157 – Section 3 – Question 02

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Type Tags Answer
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Psg/Game/S
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Explanation
PT157 S3 Q02
+LR
Main conclusion or main point +MC
A
1%
143
B
88%
158
C
7%
148
D
3%
150
E
1%
142
120
130
143
+Easiest 145.111 +SubsectionEasier

Banking industry visionaries foresee a bright day in the near future when customers will be able to transact all their financial business by means of computers or telephones from the comfort of their own homes. But that may be more of a paradise for banks than for their customers. As banks eliminate their branch offices and customer-service employees, customers will have to serve as their own tellers—and pay more transaction fees for their efforts.

Summarize Argument
The author concludes that the day when customers can do all their banking by computer or phone is likely to be better for banks than for the customers. This is because if that day comes, banks will eliminate their branch offices and customer-service employees, which means customers will have to be their own tellers and pay more transaction fees.

Identify Conclusion
The conclusion is the author’s assessment about who will benefit more from banking becoming possible solely by computer or phone: “[T]hat may be more of a paradise for banks than for their customers.”

A
In the near future, bank customers will be able to transact all their financial business by means of computers or telephones from their own homes.
This relates only to the context. Also, the author never claims that banking actually will be done by computer or phone. The author only stated that the banking industry foresees this possibility.
B
Enabling bank customers to transact all their financial business by means of computers or telephones from their own homes may be more beneficial to banks than to their customers.
This is a paraphrase of the conclusion.
C
As banks eliminate branch offices and customer-service employees, bank customers will have to serve as their own tellers and pay more fees.
This is a premise.
D
Eliminating branch offices and customer-service employees would benefit the banking industry.
This doesn’t capture the author’s comparison about who will benefit more. So, although the author agrees that banks will benefit, this is not the conclusion.
E
Enabling customers to transact all their financial business by means of computers or telephones from their own homes would allow banks to eliminate branch offices and customer-service employees.
This is an assumption of the argument. But it’s not the conclusion.

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