In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. ███████ ████████ ████ ██ ███ ████████ ███ ███ ████ ████████ ████████ ████ ██ █████████ ████ ██ █████ █████████████ ███ █████ ████████ ██████ ████ ████████ ████ ███ █████████ ████ █████ █ ██████ ███████ █████ ████ █ ████████ ██████ ██ █████ ████████ ██ █ ██████ █████████ ██ ██████████ ██ ███ ██████ ██ █████ ████ ██████ ███████
The author concludes that a person’s insurance premiums should increase as they drive more frequently. As support for this conclusion, the author cites the positive correlation between time spent driving and chance of being involved in an accident.
The claim in the question stem is the conclusion of the argument: that insurance premiums should increase as driving frequency increases.
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