Some credit card companies allow cardholders to skip payments for up to six months under certain circumstances, but Conclusion it is almost never in a cardholder's interest to do so. βββββββ βββββββ ββββββββββ ββββββ βββ βββββββββββββββ βββββββ βββ βββ ββββ ββ βββ ββββββββββ ββ ββββ βββββββ ββ βββ ββββ ββββ
Although the stem is pretty unconventional, this is a Parallel question: the stimulus features an argument that illustrates a principle, and the answer choices are also arguments that (presumably) illustrate principles.
So our job is to read the stimulus and extract the abstract principle behind the argument, then look for the answer choice in which the argument relies on that same abstract principle.
In this particular question, many of the answer choices (including the correct one) state the conclusion first, whereas the stimulus states the conclusion in the middle. That’s fine! Order doesn’t matter when evaluating whether two arguments have the same logical structure.
The argument first introduces the context that skipping payments is an option people have, then concludes that option is a bad one. It then supports this conclusion by noting that skipping payments leads to a greater long-term cost.
The abstract principle? If an option features downsides in the long-run, it’s bad (even if there are short-term benefits). Incidentally, this is an excellent example of cost-benefit analysis, a common form of reasoning on the LSAT.
Analysis by MichaelWright
Which one of the following βββββββββ βββββββββββ β βββββββββ ββββ βββββββ ββ βββ βββββββββ ββββββββββ βββ ββββββββ ββββββ
Although insecticides are βββββββββ ββ βββββββ βββ βββββββββββ ββ ββββββ ββββββ ββββ βββββ ββββ ββββββββββ βββββββ ββ βββ ββββ βββββ βββββ βββββ ββββββββββ βββββββ βββ ββ ββββββββββ ββ ββββ ββββ βββββ ββββ ββ ββββββ ββββββ ββββββ
Increasing the base ββββββ ββ βββ βββββββββ ββ ββββ βββ β ββββββββ ββββββββ βββ βββββββββ βββββββ ββββ βββββββββ ββ ββββ ββ ββββββ βββ βββ βββββββ ββ βββββββ βββ ββββββββββ
It is unwise ββ βββ βββββββ βββββββββββ βββββ βββ ββββββββββββ ββ βββ ββββββ βββββ ββ ββββ βββββββββ βββββββ ββββ βββ ββββββ βββ ββ βββββ βββββ βββ βββ ββββ βββ ββββββββββββ βββ βββββ βββββββββββ ββββ ββββ ββ βββββββ ββ βββ ββββ ββββ
It is better ββ ββββββ ββ β ββββ βββββ ββ βββββββββ ββββ ββ ββββββββ β βββ ββββ ββββββββ ββββ βββββββββ ββββββββ ββββ βββββββ βββ ββ βββββββββ ββββ ββββββ ββ βββ ββββ ββββ ββββββ β βββ βββββββ ββββββββ β βββ βββββββ βββββββ ββββββ ββ ββββββββ
Sports cars are βββββββββββ βββ ββββ ββββββββ βββββ βββββ ββ βββββββββββ β βββββββ ββββββ ββββββββββ ββββ βββββββ βββββ βββββ βββββ βββββ ββββ βββββ ββββ βββββββββ ββ ββββββββββββ βββ βββ βββ ββββββββ βββββββ ββ ββββββ