Perry: Support Worker-owned businesses require workers to spend time on management decision-making and investment strategy, tasks that are not directly productive. █████ ████ ██████████ ████ ████ █████████ █████████ ██ █████ ████ ██ ██████████████ ███████████ ████ ██████████████ ███ ████ ██ ███ ██████████████ ███ ████ ████████ ███ ████ ███ ████████ ██████████ ███████ ███████ ██ ██████ █████ ████ ██████ ███ ████ █████ ██ ████████████ ███████████
Perry concludes that risk-averse lenders shouldn’t lend to worker-owned businesses. This is because worker-owned businesses have inefficiencies that can lead to low profits. Specifically, these businesses require workers to spend time on strategic tasks that aren't directly productive, as well as having less division of labor.
Perry is making a cost-benefit argument, but with all costs and no benefits. Since we're specifically concerned with investors' level of risk, we can weaken Perry's argument by providing additional benefits to worker-owned businesses that decrease lenders' risk despite the lower profitability—for example, maybe these businesses are less likely to go under altogether.
Alternatively, we can look for factors that would increase the anticipated profitability of worker-owned businesses, such as low turnover leading to decreased costs in recruitment and training. That would establish that the risk isn't so high despite the factors Perry points out.
Which one of the following, ██ █████ ████ █████████ ███████ ███████ █████████
Businesses with the ████ █████████ █████████ ██ █████ █████████ ████ ██ ████ ███ ███████ ███ ██ █████ ████ █████████ ██████████ ██████████
Lenders who specialize ██ █████████ █████ ███ ███ ███████ ██████ ██ █████ ███ ████████████ ███████████
Investor-owned businesses are ████ ██████ ████ ████████████ ██████████ ███ ██ ███████ ████████ ██████
Worker-owned businesses have █████████████ ████████ █████ ████ ███████████ ███████ ████████████ ███████████ ██ ██████████ ██ ████████████ ███████████
In most worker-owned ███████████ ███████ ██████████ ███ ██████████████ ██ ███████ ██████ █████ ████ ██ ███████ ██ ██████████████ ███████████