@splitter91 I think it was the first question in the section, a disagreement question about a guy having a lot of/too many traffic violations or tickets
... the stimulus John voluntarily UNDERTAKES driving, knows the risks/consequences and ... John voluntarily did not undertake driving and knew that the risk ...
There are also defensive driving classes you can take for point reduction ask your insurance company. If you tell lsac you took a course, maybe lsac will say to themselves " hmm, seems like she's doing her best".... Maybe...