Quite the understatement. Harvard/Yale/Stanford don't do merit-aid scholarships so you would have to be super poor to get some financialaid and even then isn't likely to be a full-ride.
You should be fine for HYS. Typically people recommend applying early for primarily scholarships as there is a larger pool of $$$ in the fall. But in the case of HYS, they only do financialaid so you applying in January will be fine. Good luck!
Did you ... wouldn't give you any aid. Remember that for next time ... in the right school with financialaid). I predict I will need ... are working to lower the financial barriers to entry into the ...
Thanks for the advice, I got a one-week extension. I'm hoping that will be enough time for me to find out what the initial financialaid package is at my dream school :)
I'm going to give you a bit of tough love here friend. The consensus is that burning through PTs with out a solid foundation is not a good strategy to improve your score. I HIGHLY recommend Powerscore and the 7sage curriculum.