Please don’t go $150k in debt for ndls, it’ll take so long to pay that off. I’m sure it’ll ultimately be more with misc. expenses and of course loan interest on top of that.
For me, budgeting in general for academics is to x2 the cost of schooling. So how much money you should have in your bank will depend on your scholarship, loan, and other cash sources.
... every month on your loan with your savings. See ... will be stuck with the loan amount, rather than compounded ... on top of the loan (this is an offensive ... but look for a student loan amortization calculator. Add in ... to guess on the loan percentage put 3.00%. ...