LSAT 131 – Section 2 – Question 24

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PT131 S2 Q24
+LR
Most strongly supported +MSS
Fill in the blank +Fill
A
2%
158
B
73%
166
C
3%
156
D
5%
157
E
17%
162
142
153
165
+Harder 147.936 +SubsectionMedium

Market analyst: According to my research, 59 percent of consumers anticipate paying off their credit card balances in full before interest charges start to accrue, intending to use the cards only to avoid carrying cash and writing checks. This research also suggests that in trying to win business from their competitors, credit card companies tend to concentrate on improving the services their customers are the most interested in. Therefore, my research would lead us to expect that _______.

Summary

The market analyst's research indicates that over half of consumers plan to pay off their credit card balances in full before interest charges accrue. The research also suggests that credit card companies, in an effort to compete, focus on improving the services their customers care about most.

Strongly Supported Conclusions

Credit card companies do not focus on interest rates as one of their main selling points.

A
most consumers would be indifferent about which company’s credit card they use

This is too strong to support. The stimulus only says that most consumers intend to pay off their account balance before interest starts to accrue. Even if you read this as being “indifferent,” you have to assume that the interest rate is the only factor consumers care about.

B
credit card companies would not make the interest rates they charge on cards the main selling point

Most consumers do not intend to make late payments with interest. The stimulus states that credit card companies focus on what consumers care about most. It is reasonable to assume that these companies would focus on something other than interest rates to compete for business.

C
most consumers would prefer paying interest on credit card debts over borrowing money from banks

This comparative statement is not supported because there is no mention of consumers’ willingness to borrow money from banks.

D
most consumers would ignore the length of time a credit card company allows to pay the balance due before interest accrues

This anti-supported. The stimulus says that most consumers intend to pay off their balance before interest accrues. There is no evidence that consumers ignore the length of time banks set before interest accrues.

E
the most intense competition among credit card companies would be over the number of places that they can get to accept their credit card

There is no mention of banks caring about the number of places they can get to accept their card. Even if you make that assumption, there is no support that this would elicit the “most intense” competition.

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