LSAT 110 – Section 3 – Question 18

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PT110 S3 Q18
+LR
Weaken +Weak
Causal Reasoning +CausR
Math +Math
A
5%
165
B
12%
164
C
4%
164
D
4%
160
E
75%
167
131
148
166
+Medium 145.976 +SubsectionMedium

A person is more likely to become disabled as that person ages. Among adults in the country of East Wendell, however, the proportion receiving disability benefit payments shrinks from 4 percent among 55 to 64 year olds to 2 percent for those aged 65 to 74 and 1 percent for those aged 75 and older. The explanation of this discrepancy is that the proportion of jobs offering such a disability benefit has greatly increased in recent years.

Summarize Argument: Phenomenon-Hypothesis
Older people are more likely to have a disability, yet adults over 55 are less likely to receive disability benefits the older they are. The author believes this is because jobs have recently become more likely to offer disability benefits.

Notable Assumptions
The author assumes no other explanations account for older people being less likely to receive disability benefits, either in addition to or as an alternative for the phenomenon described.

A
The treatment of newly incurred disabilities is more successful now than in the past in restoring partial function in the affected area within six months.
This is irrelevant without knowing when most people incur their disabilities. If most people over 75 developed their disabilities before age 65, for example, then this makes the phenomenon more surprising, rather than explain it.
B
Some people receive disability benefit payments under employers’ insurance plans, and some receive them from the government.
This states no difference between the government and employers’ insurance plans that would explain why older people are less likely to receive disability benefits. It doesn’t say that either payer is less generous and more likely to serve older people.
C
Medical advances have prolonged the average lifespan beyond what it was 20 years ago.
This would explain more people living past 75, but not why fewer of them receive disability benefits. It doesn’t say those medical advances have made older people less likely to suffer a disability.
D
For persons receiving disability benefit payments, those payments on average represent a smaller share of their predisability income now than was the case 20 years ago.
This doesn’t offer an alternative explanation. The author does not say a person’s predisability income impacts their chances of receiving disability payments.
E
Under most employers’ plans, disability benefit payments stop when an employee with a disability reaches the usual retirement age of 65.
This offers an alternative explanation. Older people are less likely to receive payments because they are more likely to have lived past the retirement age.

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