I actually did not defer. I withdrew all of my apps and reapplied again from scratch. I don't know about the deferral process since I'm attending school this fall, but I had much better results compared to previous cycle.
Hi there! Yes, you have to submit a transcript for any college level courses you took up until you received your (first) bachelor’s degree. That includes every university, and any community/junior colleges you have college credit from.
Some schools will only allow for a deferral with extenuating circumstances. It varies by school according to their policies. You should call admissions and ask them about a deferral.